You should look to the resort for supplying a reimbursement. While the mountain is closed, it’s not technically a travel supplier. Both the room and ski passes are both non-refundable… 2įorecast for Approved Weather-Related Cancellation: Gloomy and bored. All the trails are closed and have been for a week. The ski report is… well, there isn’t one. (This is especially surprising considering the resort’s nickname is “Breckenfridge,” a nod to its cold temps and high winds.) Your flights are on time and the resort is open. Only problem? It’s 85F and sunny - a record high and freak meteorological occurrence.

You got a cheap room by booking in April. Scenario 2: Your Breckenridge ski vacation outside of Boulder, Colorado starts tomorrow. But the good news is that the spa is open - and they don’t stop blending margaritas when it rains. It’s just a case of bad timing and worse luck. And as long as your flights and ground transportation aren’t effected, neither is your trip status in the eyes of travel insurance. But your hotel is open…įorecast for Approved Weather-Related Cancellation: Cloudy with a certainty of “no.” Here is the thing: for a travel insurance plan to cover a weather-related cancellation, your airline, cruise line, or tour operator or travel supplier must stop offering all services for at least 24 consecutive hours where you're departing, arriving or making a connection. It’s supposed to bring wind and rain smack dab above your all-inclusive resort. Scenario 1: Tropical Depression Nolan is depressing your Spring Break plans for a pampered getaway in Acapulco that’s just days away. We’ll even make it fun and interactive, assigning a forecast according to how likely these circumstances are to result in having any pre-paid, nonrefundable trip costs being reimbursed through a weather-related trip cancellation. OK, with the picture a little clearer, let’s look at some popular scenarios in which travelers may wish to invoke weather-related trip cancellation. With that in mind, if you haven’t already done so, take a moment and find the Allianz Global Assistance travel insurance plan that’s the right plan for your itinerary and budget.

It just means that your pre-paid, nonrefundable costs can’t be reimbursed if you have to cancel due to that specific storm, i.e., the one with the same name. Just a small point of clarity: Even if a gathering storm has been spotted and named, it doesn’t mean you can’t buy trip insurance. Plans need to be purchased before any inclement weather becomes a “foreseeable event.” Makes sense, right? If a hurricane or a nor’easter is named, it’s too late. Like many of the covered reasons that cause trip cancellation benefits to kick in, weather-related claims need to pass muster with a few sensible conditions before any of your prepaid, non-refundable expenses can be reimbursed.įor starters, you can’t use travel insurance if you don’t have it.

Fortunately, if you have an Allianz Global Assistance insurance plan with a trip cancellation benefit, you may not need to sweat the financial loss of canceling a trip - including prepaid, nonrefundable costs - whether you’re headed to Miami or Milwaukee. The weather forecast also impacts your packing list: will you be bringing boots and a slicker or your entire collection of flip-flops?įinally, in extreme cases, weather can affect your ability to reach your destination - on time or at all. And sure, Milwaukee is a walkable, vibrant city for 90 days a year - and then it becomes the backdrop for a “Frozen” sequel. Case in point: you don’t go to Miami in August to chill out. There are few factors that affect travel plans more significantly than the weather.įor starters, weather plays a big role in determining your destination.

Trip and weather calculator